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Contactless Payment Push Rewards PayPal's Investors

Here's how to play the stock right now.
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In his first "Executive Decision" segment of Mad Money Thursday night, Jim Cramer spoke with Dan Schulman, president and CEO of PayPal Holdings Inc. (PYPL) , the payment processor which has seen its average daily usage surge 20% as consumers are forced to transact business online.

Schulman said PayPal's services could not be more important in this crisis as the transition from physical to digital has accelerated for everything. He said the rise of digital payments and contactless payments has accelerated by at least two to five years from its pre-Covid levels.

PayPal added 7.4 million new active customers last month and is on target for between 15 million and 20 million new customers for the quarter.

Let's have a contactless look at the charts.

In the daily bar chart of PYPL, below, we can see that the stock declined with the broader market from the middle of February to around the middle of March. Prices quickly rebounded and by the end of April PYPL had regained all of its losses. The slopes of both the 50-day moving average line and the 200-day moving average line are positive and we can see a bullish golden cross of this indicators earlier this month. This month we also saw prices gap higher on very heavy turnover (volume) and continue to gain ground.

The daily On-Balance-Volume (OBV) line surged higher to mirror the price gains and confirm the upside breakout. The trend-following Moving Average Convergence Divergence (MACD) oscillator gave a buy signal in the middle of April as it crossed the zero line. This indicator has rolled over a little to signal a take profits sell signal but renewed price strength is likely to turn this indicator bullish again.

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In the weekly bar chart of PYPL, below, we can see that PYPL's success is not recent. Prices have been trending higher for years and the sideways consolidation since early 2019 is likely to support further gains in the months ahead. The pattern is centered around the $110 area so a double to $220 is the first price target. The 40-week moving average line has a positive slope again.

The weekly OBV line is up at a new high to confirm the new price highs. The weekly MACD oscillator is very bullish and pointed higher.

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In this first Point and Figure chart of PYPL, below, we used daily price data and we can see that prices have reached an earlier price target.

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In this second Point and Figure chart of PYPL, below, we used weekly price data and here a potential longer-term price target of $275 is being projected.

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Bottom-line strategy: Traders looking to go long or add to longs on PYPL should use any one-day dip to be a buyer. You will need to risk a close below $139. The $200-$220 area is our first price target with $275 possible by year-end.

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